Home » Important Flood Information
August 24, 2023
Wilcox Family Insurance Company

Important Flood Information

Learn your flood hazard, flood zone and map information.

Protect investment in property and contents with flood insurance.
• Homeowner’s insurance policies do not cover damage from floods. However, because Cape Coral participates in the National Flood Insurance Program, you can purchase a separate flood insurance policy. This insurance is backed by the Federal government and is available to everyone, even properties that have been flooded. Because our community participates in the Community Rating System, you will receive a reduction in the insurance premium.

• If your area is not mapped as a Special Flood Hazard Area, you may qualify for a lowercost Preferred Risk Policy.

• Some people have purchased flood insurance because it was required by the bank when they got a mortgage or home improvement loan. Usually these policies just cover the building’s structure and not the contents. During the kind of flooding that happens in your area, there is usually more damage to the furniture and contents than there is to the structure. Be sure you have contents coverage.

• Don’t wait for the next flood to buy insurance protection. In most cases, there is a 30- day waiting period before National Flood Insurance Program coverage takes effect.

Get a print or online copy of the Lee County All Hazards Guide.
This guide is loaded with helpful information about flood warning and response as well as property protection advice.

Report blocked ditches, swales and canals to Cape Coral.
Help the City keep water conveyances free-flowing to avoid potential flooding.
• Blockages should be reported to the Cape Coral Citizen’s Action Center at (239) 574-0425 as soon as possible.
• Submit a Request for Action online at thru the City’s Citizen Self-Service at: https://energovweb.capecoral.gov/EnerGovProd/SelfService#/home

Choose your flood warning systems.
Lee County Emergency Operations Center is the County’s warning point for floods and other weather-related hazards. We encourage you to select a free method to receive personal notification of an imminent threat through the CodeRED system. Visit www.LeeEOC.com or call 239-533-0622 to sign up.

In addition to Ping4alerts!, Lee County has the AlertLee high-speed telephone emergency notification service. The AlertLee system gives County officials the ability to deliver pre-recorded emergency mass notifications to targeted areas or the entire county Visit the Lee County website at www.alertlee.com to enter your contact information in the AlertLee database. Furthermore, residents may download the Everbridge app for additional avenue to obtain emergency notifications. Lastly, if necessary, special needs residents may register with the Lee County Department of Public Safety at https://www.leegov.com/publicsafety/emergencymanagement/shelters/specialneedsprogram or at (239) 533-0640

FEMA’s FloodSmart site: https://www.floodsmart.gov/
Lee County Emergency Operations Center: www.leeEOC.com,
Lee County Rain Gage Data: http://waterdata.usgs.gov/fl/nwis/. Each jurisdiction in Lee County has a separate membership in the National Flood Insurance Program and will have its own Elevation certificates and flood hazard information and prevention services. Here is the contact information for each jurisdiction:
Unincorporated Lee County: email [email protected], call (239) 533-8948 or visit the Lee County Community Development/Public Works Center at 1500 Monroe Street, Fort Myers, Monday through Friday, from 7:30 a.m. to 4:30 p.m., or go to www.leegov.com/dcd/floodmaps
Bonita Springs: call (239) 444-6150, or visit the Bonita Springs Community Development Department at 9220 Bonita Beach Road, suite 111, or go to www.cityofbonitasprings.org
Estero: call 239-390-8000 or go to https://estero-fl.gov/
Fort Myers: call 239-321-7000 or visit the Fort Myers City Hall, 2200 Second Street or go to http://www.cityftmyers.com/ • Fort Myers Beach: call 239-765-0202 or visit the Fort Myers Beach Town Hall, 2525 Estero Blvd., or go to http://www.fortmyersbeachfl.gov
Sanibel: call 239-472-3700 or visit Sanibel City Hall, 800 Dunlop Road or go to http://www.mysanibel.com

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