Personal Umbrella Insurance in Fort Myers, FL & Cape Coral, FL
When it comes to insuring your family and assets, standard policies may not always be sufficient for certain situations. At Wilcox Family Insurance Company, we understand the unique financial risks Florida residents face, especially in Fort Myers, FL & Cape Coral, FL. That’s why we offer personal umbrella insurance to help you secure extra liability protection.
What Is Personal Umbrella Insurance?
Personal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your existing home, auto or boat insurance policies. If you’re involved in a serious accident or lawsuit and your standard policies’ liability limits are exhausted, an umbrella policy can help cover the remaining costs. This may include legal fees, medical expenses or damages awarded in a lawsuit.
Why Consider Umbrella Insurance?
Whether you’re hosting gatherings, driving busy roads or enjoying water activities, unexpected incidents can happen. Personal umbrella insurance can help cover your savings, home and future earnings from large claims that exceed your primary policy limits. For example, if you start a kitchen fire that spreads to a neighbor’s home, their repair costs could exhaust the personal liability coverage capabilities of your home insurance policy, making the additional aid available through umbrella coverage crucial.
How Our Team Helps You Stay Covered
At Wilcox Family Insurance Company, our team works closely with individuals and families in Fort Myers, FL & Cape Coral, FL to assess unique coverage needs. We help you understand how umbrella insurance fits into your overall plan and guide you through selecting the right coverage amount. Our goal is to make sure you have the financial security you need, no matter what life brings.
Contact our team today to learn more about your options and how we can help you stay financially confident.